Manage Your Personal Finances with Mobile Banking

Taking care of your personal finances just got easier with mobile banking!

Today while at the checkout counter, I wondered if I was paid last night. I usually get paid the last day of the month, but sometimes it comes through a day earlier. To resolve my curiosity, I took out my trusty Blackberry and typed in my bank’s website. By using mobile banking, I was able to see that I was paid and that I was then free to buy that extra item I had been contemplating.

If you haven’t used mobile banking yet or don’t know what it is, you should consider using it next time you need to quickly take care of a banking need. With mobile banking, you can:

• See your pending transactions
• See your cleared transactions
• View balance amounts
• Transfer funds

Instead of calling your bank’s toll free number for customer service to go through the automated system to find out your balance, you can simply look it up on your phone. If you want to buy something while you are out, you can easily transfer funds from your savings account to your checking account. Another benefit is that if you suspect that someone is making unauthorized purchases with your debit card, you can quickly look at your transactions to see if anything is suspicious, and if there is, so you can call and put your card on alert as soon as possible.

Are you interested in mobile banking? Not all banks have it yet, but if you go to your bank’s website, you may be able to find information about it. You can also just call your bank and ask!

(Photo Credit: http://www.flickr.com/photos/edans/2488962259/)

July 31st, 2009 by Marcelina Hardy | Posted in Debt Management, Saving Money | (0)